What make people choose their Credit Card ?


Well Today there are so many credit card offer from various Bank. I think most people will  consider one of these before they apply the credit card : 

1. Free Yearly fee

2. Many discounts in various merchant as restaurant, cafe, branded item,supermarkets,department store

3. Rewards or point for accumulative our transaction.

4. Low interest rate (many people got debt because of it) .

5. Free gift for apply the credit card.

Well almost all the credit card  have interesting program offer such as Bank Mega with Megafoodvaganza , they have many  restaurant merchant discount range between 20 % – 25 % . Well last Sunday we went to Penang Bistro and got discount 25 % for the transaction with Mega card, Quite interesting for people who love to eat . Well these are some merchant I know follow the Megafoodvaganza such as Hanoi House, Kings Place , Penang Bistro. HSBC also got many interesting offer for the card holder such as Double points at Sogo dept Store, and package at The Buffet, or discount in Ah Yat Abalone, Nan Xiang and many Hotels. BCA card offer pay 1 for 2 at Starbucks and 21 Cineplex .

So which one you will apply ? 🙂

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